TwinStar Credit Union Settles $1.75M Lawsuit Over Unfair Overdraft, NSF Fees

Deadline
Deadline: August 1, 2025
Total Settlement Amount
Total amount allocated for all claims
Individual Payout Range
Estimated amount per eligible claim
Proof of Purchase
Claim ID sent in the mail. Class members who do not exclude themselves will automatically receive settlement benefits.
Settlement Summary
TwinStar Credit Union, a financial institution with branches in Washington and Oregon, has agreed to a $1.75 million settlement in a class action lawsuit regarding allegations of unfair overdraft and nonsufficient funds (NSF) fees. The lawsuit was initiated by members who were charged multiple NSF or overdraft fees on a single transaction between February 25, 2015, and February 28, 2021, or those who were charged an overdraft fee for one-time, non-PIN debit card transactions that subsequently resulted in a negative balance. While TwinStar did not admit any wrongdoing, the decision to settle may prompt similar claims against other banks and credit unions. Under the settlement, eligible members will receive an equal share of the net settlement fund, the amount of which will depend on the number of participating members.
Entities Involved
Eligibility Requirements
- Must be a TwinStar Credit Union member
- Must have been charged multiple nonsufficient funds or overdraft fees on the same transaction between Feb. 25, 2015, and Feb. 28, 2021
- Must have been charged an overdraft fee for one-time, non-PIN debit card transactions that later settled into a negative balance
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If you are unsure about your eligibility for this settlement, please visit the official settlement administrator’s website using the link provided above. Review the eligibility criteria carefully before submitting a claim.
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