Trader Joe's $7.4 Million FACTA Settlement for Credit Card Receipt Data Digits
The Trader Joe's $7.4 Million FACTA Settlement for Credit Card Receipt Data Digits settlement offers $7.40M in total, with individual payouts of $56 to $113 to eligible claimants who be a member of the settlement class, meaning you had unique credit/debit card numbers used for purchases at trader joe’s during the class period (march 5, 2019–july 19, 2019).. The deadline to file is June 9, 2026. Proof of purchase is not required.
Deadline: June 9, 2026
Total amount allocated for all claims
Estimated amount per eligible claim
No proof of purchase needed — anyone eligible can file a claim
No proof of identity theft is required. The claim generally relies on providing the Class ID/Claim ID for online and IVR submissions; if filing by mail, a Class ID/Claim ID may not be required initially, but the settlement administrator may contact you to validate eligibility.
Settlement Summary
Between March 5, 2019, and July 19, 2019, a class of Trader Joe’s shoppers alleged that the company violated the federal Fair and Accurate Credit Transactions Act (FACTA). FACTA generally limits what merchants can print on receipts—specifically, it prohibits printing more than the last five digits of a credit or debit card number, with certain formatting requirements. The lawsuit claimed that Trader Joe’s receipts instead displayed additional digits (the first six and the last four), potentially increasing the risk that card information could be misused if receipts were exposed. The case—Keim v. Trader Joe’s Company (Los Angeles County Superior Court, No. 19STCV36790)—was filed as a “FACTA receipt truncation” class action and is significant because it focuses on a statutory violation even without requiring proof of identity theft. The proposed settlement totals $7.4 million (non-reversionary), with an estimated payout of about $56 to $113 per eligible class member (roughly $102 on average) for a class of 757,663 unique card numbers; attorneys’ fees and a service award are also included in the settlement structure. More broadly, this kind of digit-display litigation fits a long-running pattern of FACTA cases across retail and hospitality, and it reflects how merchants’ receipt-printing practices can trigger liability under consumer credit-protection rules—ultimately underscoring the need for retailers to ensure compliant receipt formatting and data-handling controls.
Entities Involved
Related Topics
Eligibility Requirements
- Be a member of the settlement class, meaning you had unique credit/debit card numbers used for purchases at Trader Joe’s during the class period (March 5, 2019–July 19, 2019).
- Submit a valid claim (online/IVR or by mail) through the settlement website or claims portal by the claim deadline (June 9, 2026).
- Provide the required Class ID/Claim ID for online and IVR claims (mail claims may be accepted without it, though the administrator may follow up to confirm eligibility).
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Important Notice About Filing Claims
Submitting false information in a settlement claim is considered perjury and will result in your claim being rejected. Fraudulent claims harm legitimate class members and may result in legal consequences.
If you are unsure about your eligibility for this settlement, please visit the official settlement administrator’s website using the link provided above. Review the eligibility criteria carefully before submitting a claim.
Class Action Champion is an independent information resource and is not affiliated with any settlement administrator, law firm, or court. We provide settlement information as a service to help connect eligible class members with legitimate settlements.
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