First American Payment Systems, a payment processing company, was ordered by the Federal Trade Commission (FTC) to return more than $2.6 million to businesses that were unjustly charged termination fees between June 2017 and April 2020. The FTC's lawsuit accuses the company of misleading businesses about its fees and costs and unfairly targeting merchants with limited English proficiency. According to the lawsuit, the company was required to cease deceptive practices and pay a total of $4.9 million, with $2.6 million of that amount being directly refunded to customers. Non-English speaking merchants were specifically targeted, an issue that highlights the need for businesses to provide clear and accessible information about their fees to all customers, regardless of their language skills. Businesses enrolled with First American Payment Systems during the specified period must submit a valid claim form by May 7, 2025, to receive an FTC refund.