Oklahoma Spine Hospital LLC agreed to a $1.1 million class action settlement after a cybersecurity incident discovered around July 1, 2024, potentially exposed sensitive personal and financial data along with protected health information (PHI) for about 38,945 people. Health-care data breaches are especially disruptive because medical records can contain long-lasting identifiers—dates of birth, insurance and billing details, and clinical information—that are difficult or impossible to “change” the way you can change a password. The settlement offers affected individuals a choice of benefits, including three years of credit monitoring with identity-theft insurance, reimbursement of documented losses traceable to the breach (up to $10,000 within the specified period), and a pro rata cash payment depending on how many valid claims are filed. The lawsuit was filed because plaintiffs alleged the hospital failed to adequately protect patient information, a common legal theory in breach cases that focuses on whether an organization used “reasonable” security practices and responded appropriately once an intrusion occurred. While Oklahoma Spine Hospital denies wrongdoing, settling avoids the cost and uncertainty of litigation and creates a structured way for impacted people to obtain monitoring and compensation without each person filing an individual suit. The case is significant in showing how breach settlements often prioritize credit-monitoring services and documented-loss reimbursement, and how deadlines (opt-out, claim submission, and final approval) shape who ultimately receives meaningful relief. More broadly, this settlement fits into a growing pattern of class actions following health-care cyber incidents, where plaintiffs seek to hold providers accountable for safeguarding PHI and for the downstream risk of identity theft and medical identity fraud. The industry context includes HIPAA’s Privacy and Security Rules, which require covered entities and business associates to implement administrative, physical, and technical safeguards, as well as the HITECH Act’s breach-notification requirements that trigger notices to affected individuals and regulators after certain incidents. Similar suits across the sector frequently end in settlements funding monitoring and limited cash payments, reflecting both the high stakes of PHI exposure and the practical challenge of proving exactly whose data was misused and what damages flowed directly from a specific breach